Tip 2: Compare different insurance companies. You'll never know if you have the best deal when it comes to car insurance until you compare quotes from other companies. Many websites allow you to instantly get quotes from several different car insurance companies. If you cannot find them, go to the insurer's sites and directly request quotations from several different ones. You also have the option to call them directly. Whatever method you choose, you will have to shop around a bit. Cheaper alternatives do not tend to fall into your lap.

Tip 3: Bargain If you found the company that you like and offers the most competitive rates, bargain with them to see how much more discounts you can get.